When an emergency strikes, having a healthcare directive in place is one of the most important steps you can take to ensure your medical wishes are honored. A healthcare directive, also known as an advance healthcare directive, is a legal document that outlines your preferences for medical treatment if you’re unable to communicate or make […]
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Be Careful Relying on Life Insurance to Provide for Loved Ones
In an estate plan, life insurance can be used as a source of immediate liquidity for beneficiaries by offering a tax-free, lump-sum payment upon the insured’s death. About half of Americans have a life insurance policy. The primary reason people purchase life insurance is to fund burial and other final expenses. However, a policy can […]