Leap of Faith

Leap of Faith

I was frozen with panic standing there on the edge of a piece of volcanic rock tenuously protruding 60 feet above the glistening and beautifully translucent aqua blue water. As I looked down, I could see big mounds of volcanic rock and coral below. Of course, they...
The Hidden Costs of Making a Gift

The Hidden Costs of Making a Gift

It is better to give than to receive. But if you give a gift above a certain amount, you might end up owing money to the Internal Revenue Service (IRS). The federal tax code has very specific rules about how much you are allowed to transfer to others each year—and...

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