Planning for Vulnerable Loved Ones: A Different Kind of Protection

When most people think of estate planning, they imagine wills, trusts, and dividing assets. But planning is also about protecting family members who may face challenges that money alone can’t solve.

September is Suicide Prevention Awareness Month, a time to pause and recognize the importance of preparing for life’s hardest moments. If a loved one struggles with depression, addiction, or other mental health issues, thoughtful planning can help ensure their safety and security—while giving families peace of mind.

Why This Belongs in Your Estate Plan

• Protecting stability. A trust can provide for a child or sibling without handing them direct control of assets.
  
• Supporting wellness. Medical directives and powers of attorney ensure decisions are made with compassion and clarity if someone can’t advocate for themselves.
  
• Reducing stress. Families can avoid confusion and conflict by clearly outlining who will step in during a crisis.
  

A Compassionate Approach

Estate planning doesn’t solve every problem, but it creates a framework for families to act with care and stability. By recognizing vulnerability now, you can give your family the tools they need later.

If this speaks to your situation, consider reviewing your current plan. Protecting your family means more than protecting wealth—it’s about ensuring their well-being in every sense of the word.