Medicare Open Enrollment is the time of year an individual may change or start Medicare coverage. Each year, seniors and qualifying disabled Americans must take action to choose a Medicare provider between October 15th and December 7th. The decision made will directly impact an individual’s finances and health care needs over the following year. We
Most of us know that we need estate planning. We know that we need to name a decision maker who can act on our behalf should we become incapacitated. We understand that we need to create a will or a trust to make sure our assets are distributed to the people we want to receive
Medicare is the primary form of health care insurance for anyone over age 65. As such, it pays the majority of the costs for doctor visits, laboratory tests and imaging, for California seniors. Different companies offer different options as Medicare providers. These benefits can provide specific, alternative or enhanced support not only for medical treatments
Grandparents are special, and that is why it is important to show them that you care. September hosts Grandparents Day, so it is the month across the nation where we go out of our way to celebrate these special people! What do you plan to do to support them and demonstrate your love? We know
You may have heard of an ABLE account, but not understand what it is or how it works. Creating an ABLE account can be life-changing for persons with disabilities and could potentially be a great choice for you or your child with disabilities. Before you make any decisions, we want you to take a deeper
Thousands of the elderly are scammed by criminals every year and lose millions of dollars. The number of possibly impacted seniors in California is on the rise according to the State of California Department of Justice, “The United States Census Bureau projected in 2000 that California’s elderly population will have doubled by 2025 to 6.4
Memorial Day is an important holiday for our nation. On this day we honor our nation’s veterans, saying thank you for all they have done and continue to do for us. When it comes to taking care of the veterans you care about, you can do more than just say thank you to them. Instead,
Following the Great Depression and World War II, there was an influx of Americans getting married and having children. This increase in the population started in 1946 with 3.4 million babies born and these record-breaking birth statistics carried on well into 1964. Today, the result of this past population spike is the Baby Boomer generation.
Estate planning is important for every member of your family. Good estate planning will ensure that you and your family members are protected against the uncertainty that can happen without an estate plan in place. Although you may have different goals, and different lawyers, it is crucial that you make sure your child’s grandparents are
We are living longer and longer as a nation. Due to advancements in mainstream healthcare, technology and disease prevention, research shows the majority of Americans today will live to be well over 80 years old. Although seniors are living longer than ever before, there have not been corresponding adjustments to government programs to help provide